Newsletter Coordinator

The formats for our 2-page monthly and 4-page quarterly newsletters from BDA Intergroup, both titled Doing Business Without Debting, at least for the rest of 2020, are below and were approved to move forward with our first issue — in September — during our July 26, 2020 business meeting.

The 4-page quarterly format, which we're calling Expanded Quarterly News for the purpose of finding it on this website, although it will still be titled “Doing Business Without Debting,” replaces the monthly format in the months that apply — February, May, August, and November — there will be an additional two pages added when we will offer our Chair a full page to share about the well-being of the BDA Intergroup, BDA groups, and BDA members.


In this longer Expanded Quarterly News, our Treasurer will also have a full page to share the approved Treasurer's report, including a comparison to our spending plan, for the previous calendar quarter, recently ended.

2020_07_21 - Newsletter layout sample (v

 Front page 

2020_07_21 - Newsletter layout sample (v

 Back page 

Click on either of the images above or here to download the 2-page monthly newsletter format in pdf.

NOTE: We will purposely avoid spelling out "Debtors Anonymous" and "Business Debtors Anonymous" so that members will not be afraid of accidentally leaving our newsletters on their desks or in other places related to their businesses or workplaces. We mention debting and debtors, hoping that will be general enough in a publication to avoid breaking anyone's anonymity. Please provide feedback on ways we can improve on the newsletters and on our practice of the Traditions in preparing them.

Then continue reading this page to find out how you can help to make our BDA Intergroup newsletter a success.

“Doing Business Without Debting”

— A monthly publication of BDA Intergroup ( —



Over-arching topic for every issue, page, paragraph, word, and image is:

An expression of the gratitude, joy, and fun we’ve found in our
BDA membership, recovery, and service

Front page monthly newsletter topics for 2021 based on application of the 12 BDA Tools (see below) which we believe suggest the following summarized topics:

January — Boundaries

February — Visioning

March — Clarity

April — Self-Worth


May — Honesty and Purpose

June — Profitability
July — Staying Solvent
August — Reciprocity

September — Acceptance and Gratitude

October — Courage and Freedom
November — Seeking Support
December — Accountability

Requested submissions from BDA members, beginning in November 2020 for January 2021 edition: 

 Front page 

300-350 word BDA member stories for the front page focused on the summary topic of the month (see above), either directly or indirectly related to the BDA Tool of the month. We encourage gender balance and every form of diversity. On gender, we welcome a monthly story from each a solvent female and a solvent male BDA member. If you are non-gendered, we will work that out. We suggest minimum solvency of two years for submissions of front-page stories. 

As an example, the paragraph above contains 79 words.

NOTE: All submissions are subject to editing by our Newsletter Coordinator. Not all submissions can be selected for publication.

 Back page 

Solvency anniversary celebrations — suggested gratitude donation to BDA Intergroup when asking to be listed in this space is $10 per year of solvency — aligned with publication months. (We would LOVE to begin posting solvency anniversary dates immediately in 2020.) This isn't about bragging; this is about reminding ourselves and each other that long-time, multi-year solvency is possible in business.

100-150 word examples of the BDA Tools in action in BDA members’ businesses or workplaces 

100-150 word examples of BDA members’ visions for their businesses, optionally (by the submitter) matched to the DA Promise of the month 

150-200 total words combined from BDA Intergroup Trusted Servants with similar roles and titles (i.e. Committee Chairs and Coordinators)

150-200 word examples from BDA members of things they have done to create fun either at work or at home 

As an example, the paragraphs above contain 135 words.

Monthly Editorial Calendar

Most 2020 submissions will come from BDA Intergroup trusted servants, who are willing, as we encourage submissions from the BDA fellowship for 2021.

The sample below is our actual six-week editorial calendar for January 2021's newsletter:

November 15
Deadline for BDA Member Submissions
Main article topic: "Boundaries" based on BDA Tool One
Needed submissions: 

  • Two 300-350 word BDA member stories for the front page focused on the summary topic of the month, either directly or indirectly related to the BDA Tool of the month; ideally we'll receive stories from at least one woman and one man

  • Solvency anniversaries and gratitude donations

  • 50-100 words on BDA members’ experience with the Step of the month 

  • 100-150 words on the BDA Tools in action in BDA members’ businesses 

  • 100-150 words on BDA members’ visions for their businesses 

  • 150-200 total words from BDA Intergroup Trusted Servants with similar roles and titles, perhaps a joint article or just one submitter, Coordinators in January

  • 150-200 words on things BDA members have done to create fun, either at work or at home

November 22
Proposed edited versions of submissions returned for review and approval

November 29

No deadline on rare 5th weeks, but feel free to continue working with editor on final articles


December 6
Deadline to return submissions to editor (Newsletter Coordinator)


December 13
Final content is reached. Additional submissions are solicited if necessary. Content sent to designer for layout, beginning a process of review and revision between the designer and editor.


December 20

Final layout reached and submitted to intergroup for review and input

December 27
Present to BDA Intergroup business meeting for review, change requests, and approval

January 5-10
Final changes. Submission to Web and Tech Committee and eBlast Coordinator for distribution.



Note on distribution: In the months of February, May, August, and November, expanded 4-page newsletter version — with inside pages from Chair and Treasurer — will be printed, and small bundles will be mailed to select US Intergroups for distribution, by Newsletter Coordinator.

Note on anonymity: Anonymity of all BDA members must be preserved in this very public setting. All submissions will be credited as first name and last initial, with or without geographic location, or as anonymous.

The Tools of Business Debtors Anonymous (BDA)

Please see our monthly topics beside the BDA Tools they're meant to represent. We offer these topics to help members focus on a simple idea while writing their very brief submissions.

The Tools of Business Debtors Anonymous (BDA), together with the Twelve Steps and the Twelve Traditions, allow us to operate our business without incurring new unsecured debt and to do business in the spirit of service. We who are recovering debtors and business owners have found that using these tools helped us bring more serenity and prosperity into our businesses and our lives.

January — 1. We keep separate professional and personal financial records and bank accounts. (Boundaries)


February — 2. We write annual one-year business plans with definable and accountable goals and targets. (Visioning)


March — 3. We keep clean, orderly, and accurate financial records, including Accounts Receivable, Accounts Payable, Cash on Hand, Inventory, Assets, and Outstanding Debts, and put all tax and bill due dates on our calendar. (Clarity)


April — 4. We pay ourselves a salary including benefits, medical insurance, vacations, and sick days. (Self-Worth)


May — 5. We remain mindful that dollars spent should generate revenue, and we compare prices before making purchases. (Honesty and Purpose)


June — 6. We maintain clarity about the overhead and profit margins of every product or service we sell. (Profitability)


July — 7. We pay our bills and invoice our clients promptly. (Staying Solvent)


August — 8. We put all our business agreements in writing and write our own Letters of Agreement. (Reciprocity)


September — 9. We notice the competition but don’t worry about it. We learn from our competitors and trust that it is an abundant universe with more than enough for everyone. (Acceptance and Gratitude)


October — 10. We separate ourselves from difficult personalities and poor-paying clients and place principles before personalities. (Courage and Freedom)


November — 11. We bookend before and after making commitments and difficult business decisions or actions. (Seeking Support)


December — 12. We are willing to be in charge of and responsible for our business. Professionals who work for us, such as accountants, lawyers, and consultants, are not our Higher Power. (Accountability)


As grateful as we are for these tools for business owners and other tools of DA, we have found that it is only through working the Twelve Steps of Debtors Anonymous that lasting solvency, recovery, and serenity may be obtained for our businesses and ourselves.

Visit handbook and all positions for downloadable pdfs for all individual service positions, both open and filled.

Want to suggest a new position? Please submit a proposed description.

Business Debtors Anonymous 

Together, members of BDA support one another in applying the Debtors Anonymous principles and tools when owning and running a business. 


Registered Group #: Patiently Waiting

Business Meetings: 4th Saturdays

Dial-In #:  (701) 802-5415

Access Code: 8946796#

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© 2020 by BDA Intergroup. Created with the help and support of BDA Workshops.